When a client inquires about refinancing, the first thing he or she wants to know is, “What’s your rate?” Clients are already programmed to replace a loan that they already paid for with a new one. Some may need to pull cash out of the property for a variety of reasons, others may need to change out of an adjustable mortgage or just may want to lower their payments or reduce the term of their loan. Everyone has a different reason for refinancing but everyone wants to start the conversation with, “What’s your rate?”

Mortgage Express approaches the refinance transaction with these two questions: First, why do you wish to refinance? And, second; how will you benefit from refinancing your current mortgage? Once we understand your needs, we can provide the best mortgage program, the most appropriate (and lowest possible) rate to achieve your specific objectives.

We have created a special website just for those homeowners who are interested in learning more about refinancing. You can visit that website at www.njhomerefinance.com

Let us show you how we can structure your refinance transaction for you. Our wholesale direct rates are the lowest available. And, there's never a broker fee.

Our loan officers will listen to you and respond with real solutions to your specific needs. The conversation is free and without any obligation. We can be reached at (973) 486-7000 or simply by completing the form below.